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Krak: Money, Card & Cashback

Kraken

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About this app

This description and these preview assets are relevant for UK residents only Krak operates globally through various licensed entities. Product availability and regulatory status vary by jurisdiction. Krak is not a licensed bank. Please visit krak.app and select your country of residence to view specific information relevant to you. The app for all your money. Get cashback on everyday purchases, and put your assets to work. No hidden fees, no monthly minimums, no catch. Download Krak and open an account in minutes. SPEND AND GET CASHBACK • Earn up to 2% cashback in GBP or BTC on everyday spend • No monthly fees, no minimum balance, no surprises • Works everywhere Mastercard is accepted, in-app or added to your mobile wallet • Real-time transaction alerts and 24/7 fraud monitoring GET PAID, PAY BILLS • Get up to £250 monthly bonus, for qualifying salary activity • Start using your vIBAN and get paid into Krak, send money to other banks and pay bills EXCLUSIVE DISCOUNTS & EARNINGS • Access 4- and 5-star hotels at members-only rates at up to 60% off • Earn up to 6% cashback at checkout on travel in app via Krak Concierge CRYPTO, DONE SIMPLY • Buy, sell, and hold Ethereum, Solana and 600+ other assets with zero complexity • No jargon, no trading-desk energy, just a way to make your money work harder • Transfer assets to and from your Krak balance in just a few taps. Don't invest unless you're prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Trusted by over 380,000 customers worldwide • Your money is safeguarded and your crypto is backed by transparent Proof-of-Reserves on major assets. • 24/7 in-app support. Find answers instantly, or get help from our support team. Open an account, make a deposit, and put your money to work. DISCLAIMER A variable spread will apply when spending across assets. Third-party ATM fees may apply. Krak debit card is issued by FCA-authorised Monavate Limited (FRN 901097). E-money services are provided by FCA-authorised Payward Services Limited (FRN 1010381); crypto services by FCA-registered Payward Ltd (FRN 928768). Rate depends on average assets held with Krak, Kraken and Kraken Pro. T&Cs apply. See Support Center for more info. Geo restrictions apply. Instant buy/sell fees apply when you convert one asset to another before making a transfer. Please see our fee schedule for more information. Krak Concierge is powered by Entravel. Kraken is not a travel agent. Prices and refund policies are set by the provider. Krak may receive a commission from Entravel on completed stays. Geo restrictions apply. Staking rates are estimates, shown before commission and subject to change. Rewards are not guaranteed; slashing, hacks and asset depreciation may cause loss. See terms. Staking APYs are variable and exclude Kraken commission. Rewards are not guaranteed; staking may result in loss through slashing, hacks or asset depreciation. See staking terms and risks. Geographic restrictions apply. Rewards rates are determined and paid out by Kraken in its sole discretion and are subject to change. See our Terms of Service for more info." Due to its partnership with Global Dollar Network and BCP Technologies Ltd., Kraken receives an economic benefit with respect to amounts of USDG and tGBP minted, held on platform, and received in on-chain transfers. See the list of asset risk statements here: www.kraken.com/legal/uk/asset-statements Terms of Service: https://krak.app/legal/terms-of-service

What's new

Version 2.2.2 · Nov 5, 2026

We’re always making sure Krak is easy, safe and secure for you to use. This release contains various improvements and fixes.