Cowbolt

Cowbolt lets you split expenses and settle instantly using Bitcoin. It combines expense sharing, group chat, and a self-custody Bitcoin and USDT wallet into one simple app built for real-world collaboration. Use Cowbolt when: Friends travel together and need to split hotels, food, or transport Families share recurring costs across borders Remote teams settle expenses without banks or reimbursements No accounts to approve. No intermediaries. You stay in control. What you can do with Cowbolt Split costs with groups or individuals Pay instantly using Bitcoin and USDT on the Lightning, or Liquid Network Share payment requests via QR codes Keep full control of your money with self-custody See fees and exchange rates before sending Validate addresses automatically by network Built for real use Travel with friends Remote teams across countries Families sharing costs Anyone who wants private, permissionless payments Cowbolt is open to anyone and works today.