GhostLedger
Matthew Elliott
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About this app
• Scan Receipts – Instantly log expenses with built-in OCR • Ghost Charge Detection – Uncover forgotten subscriptions, fees, and silent recurring charges • AI Financial Insights – Connect OpenAI or Claude to ask smart questions like: “How much did I spend on groceries this month?” • Import Bank Statements – Upload CSV, OFX, or PDF files and review before importing • Track & Organize – View and filter transactions by account, category, or type • Budgets & Goals – Set monthly budgets and visualize progress • iOS 26 Liquid Glass Support – Experience next-gen theming with stunning new UI styles • Custom Themes – Choose from spiritual, dark, neon, or light styles • Private by Design – No ads. No tracking. Your data stays securely on-device or in iCloud Privacy Policy: https://www.freeprivacypolicy.com/live/d37c7e8e-2592-4068-8708-daec6bbdc508 Apple Privacy Policy: https://www.apple.com/legal/privacy/en-ww/
What's new
Version 3.0 · Jan 12, 2026
What’s New in GhostLedger Insights 2.0 Dashboard • A redesigned Insights experience with a modern, glass-style layout. • Faster, clearer visibility into spending patterns and unusual activity. New Drill-Down Views • Tap into Spikes, Recurring, and Anomalies to see detailed breakdowns and the exact transactions behind each insight. • Quickly jump from Insights straight into filtered History. Insights 2.1 Controls and Settings • Fine-tune Insights with adjustable sensitivity controls: • Spike threshold • Anomaly threshold • Include/exclude transfers • Reduce noise over time with built-in feedback: • Exclude merchants • Whitelist merchants • Mark merchants as not recurring • Ignore specific anomalies Improved Import and History Reliability • Smoother statement import flow and more consistent ordering. • Transaction history is now more deterministic, keeping the newest items reliably at the top. Local AI Support (LM Studio Compatible) • Optional local model support for privacy-focused AI features. • Works with OpenAI-compatible local servers (including LM Studio), including Cloudflare tunnel setups. Swift 6 Stability Improvements • Updated concurrency wiring to improve responsiveness and prevent background-thread issues during imports and AI processing.
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