SplitLiao

Makan with friends, a weekend trip, or the monthly utilities with housemates? SplitLiao keeps track of who paid for what and tells everyone exactly who owes whom. Then settle up with PayNow in a few taps. No account. No sign-in. No ads. SPLIT IT YOUR WAY • Equally, by exact amounts, by percentage or by shares • Scan a receipt and split it item by item: assign the chicken rice to Ben and the beer to everyone • Service charge and GST are shared out for you • Treat someone: their share is quietly spread across everyone else • "I'll cover the cents": round everyone else's share to the nearest 10 cents and absorb the rest yourself SETTLE UP WITH PAYNOW • SplitLiao works out the fewest payments needed to settle a group • Show a PayNow QR with the exact amount filled in; your friend scans it with their banking app • Send a friendly reminder over WhatsApp, Telegram or iMessage, with your PayNow number included • Record a payment and everyone's balance updates straight away SHARE WITH YOUR GROUP • Share a group with one link. Friends can view and add expenses in the app or in any web browser, no download needed • Send a view-only link when someone should see the bill but not change it • Get a notification when a friend adds an expense or settles up MADE FOR TRIPS • Set a trip currency (yen, baht, ringgit, won and more) and enter expenses as you spend • Lock in the exchange rate per expense, so earlier balances never shift • Everything adds up in Singapore dollars at the end AND THE LITTLE THINGS • Friends tab: see what you owe or are owed across all your groups, and settle everything with one payment • Monthly repeating bills for rent, utilities or subscriptions • Home Screen widget with your balances at a glance • Undo when you delete something by mistake • Export a group to a spreadsheet (CSV) • Works great on iPhone, iPad and iPhone Duo, in light and dark mode, with Dynamic Type and VoiceOver YOUR DATA STAYS WITH YOU Your groups live on your phone. Receipt scanning happens on the device and photos are never uploaded. Only groups you choose to share are sent to our server, so your friends can open the link, and shared groups are deleted after 180 days without activity. No analytics, no advertising, no tracking. Split bills with your kakis, no fuss.